Cheap Vehicle Insurance Prices Aren’t Always The Best Value
It’s time to renew your vehicle insurance, and your first pit stop is probably a price comparison website. But is that enough to get the best cover you need at a fair price?
Shopping around for the best deal is key – we encourage it – and many comparison websites offer a quick and easy way to assess multiple providers. In fact, we have our very own here
While the price of the policy is an important factor, it’s not the only one – customers need policies that suit their needs, and this is where the limitations of these websites are exposed.
When searching for the best vehicle insurance provider, be mindful of the following points:
- There isn’t a single price comparison site that searches through the entire market for vehicle insurance products.
- Price comparison websites are set up to find the cheapest deals for vehicle insurance, but these may not always provide the level of cover that you will require.
- You will find that some vehicle insurance providers, including Vanarama, choose not to feature some policies on any price comparison sites.
There should be several questions you should ask of any insurer you’re considering. Talking to them means you can get the clarity and reassurance about the type of cover you need, and whether they are the best provider for it.
Is this insurance cover right for me?
Your van and/or pickup truck is your livelihood, so it makes sense to deal with an insurer that understands you, the importance of your business and the things you hold valuable.
For example, Vanarama offers Tools in Transit Insurance that gives your business the added protection from nasty surprises.
You should always be able to understand the levels of cover being offered and the things you’re not insured for.
Will you be there when I need you most?
Insurers reveal their true worth when you need to make a claim. The last thing you want is an insurer who seems distant or evasive, especially when this could greatly affect your business. Therefore, it’s important to choose an insurer who you feel confident will be in your corner.
Is it worth it?
Knowing the price of something does not necessarily mean the same as knowing its value. At Vanarama, we always aim to provide the best cover at a price that offers real value.
It can be easy to be seduced by a low cost – we all love a bargain! But always be clear about exactly what is on offer. Check for any hidden costs, such as charges for payment by direct debit and mid-term policy adjustments.
Did you know?
Vanarama customers that choose to take out an insurance policy with us enjoy exclusive policies that are currently not being provided by other insurance companies.
We exclusively offer Vanarama customers a premium guarantee on commercial vehicle insurance policies, which means the annual cost of your insurance will not change from the day you buy it across the duration of your lease. Read more about our Multi-Year policy and start the conversation.
Vanarama also offers 0% interest on insurance on annual policies. This means that you do not pay the added interest charges (up to 31% APR) when you choose to make monthly payments for your insurance cover.
The quality of your insurance cover is as important as cost, so focus on getting value for money when you buy vehicle insurance – call 01442 848173 today!